Savings: A Penny at a Time

 

I don't have much disposable income. It's a sad but true fact that after paying bills, buying groceries, paying for petrol and the general cost of living, there's not much left over. I know the same is true for a lot of people. Everything is just so expensive. 

The Goal 

My aim is to save a little money.  Not a lot, because there's not much to spare, but if I take it in small steps... Maybe I can save something. It's going to be fairly pathetic. Whatever change I find in my purse, any scrap I can earn. My first instalment is 50p that I got paid for doing a survey. Hey, it's something, right?

Reach the Target 

The target I'm going to start with is £100, and then I'll take it from there. £100. That's the goal. That's the target. I'm saving money 2 Broke Girls style. Scraping together any money I can. Only, I'm not aiming for a cupcake business. 

Let's Do This

Like I said; tiny savings goals for a tiny income, but it's a starting point. I can see where it goes from there. It's going to take a long time to get anything worth calling savings, but I'll keep plugging at it. Right now, though, the first 50p is in the jar. 

If you enjoyed reading this, then take a look at some of my other posts, or head on over to my website for book updates and extras. 

It's Chaos Out There

This was the year I planned to organise, but things have gone awry. I was going to manage my finances, my time, house and wardrobe. Everything, really. Instead, I've done none of that, and, so far, I've kind of lost track of time. Some might say, I've done the opposite of what I planned. Oopsie.

Get Back on Track

Okay. Reset! It's an ordinary Wednesday, halfway through the year, but that seems as good a time as any to restart. I've got my notebooks out, which any writer knows is an integral part of organisation, and I'm trying to be more focused. 

Family, of course, has the priority on my time, but second to that is writing. I've got half-written stories coming out of the whazoo, and it's time I got them finished. 

Planning Ahead

I think the secret to order is looking ahead to the future, which is why I'm already planning Christmas. At the end of each season, prepare for the next. At the end of each day, prepare for the next. At the end of each book, prepare for the next. 

Finding Order

It's chaos out there, and to be a writer, I need to develop some serious time management skills. Organisation is not one of my natural skills. I'm a messy person, and as hard as I've tried, it's not a talent I've managed to develop. 

It doesn't mean I won't try. 

Tomorrow is a new day, and with a one-year-old, it will be an early start. I may as well be as productive as my kid lets me be. I'm looking forward to the order in the chaos. 

Kindle Overload

 

We've just passed the six-month mark, so I've made a mid-year resolution. My plan is to read the books on my Kindle. I've got a few on there. Some were free, some I've read, some are on my digital TBR pile. But the time has come to read them.

Evaluate and Read

I think the six-month mark is a good stage to evaluate things, and so far this year, I've been rubbish at reading. I've been in a slump, and I can't decide what I want to read. 

Time to work through the list, but naturally, it will be in between working on my own books, so it may take a while. I'm about to read a boatload of romance because that's mostly what's on my Kindle. I feel like this is an achievable goal, given that it is reading. I'm good at that. 

New Books

I'm not planning on buying new books while I do this, but come on, be real... I'm not going to be able to resist buying books. That's a hobby all on its own, so for all I know, this will be a resolution that never reaches an end because I'll just keep adding to it. I'm okay with that. 

Alphabetical or Jump In

Do I start with the As or do I pick and choose? That's the question. I think I'll pick and choose. Sometimes you don't fancy certain books, and I don't want to make the slump worse. I want to get into reading again. I want to lose myself in books. 

If you enjoyed this post, then take a look at some of my others or head on over to my website. 

Things I Need to be a Writer

As a romance writer, I don't need a lot, but there are a few things that help me to write the erotic romance novels that I do. Some are a given. The day job funds my writing career, the laptop is essential for the practicalities of being a writer, and my imagination is what makes me a writer. But there are some essentials I couldn't get by without. Or maybe I could, but it wouldn't be as fun. 

Books

Not my own, but other people's. I need the words and stories of other writers. They inspire me, but as well as that, they take me out of my own writing when I need it. They can work like a palate cleanser for fiction. 

The core of the reason, though, is that books are just brilliant. I love writing, but as much as that, I love other writers' words and stories. Their minds work in ways mine doesn't. Their books have plots I could never invent. Their characters are different because they aren't a part of me like mine are.

Tea and Coffee

Coffee kickstarts me in the morning. Tea sustains me throughout the day, and if I'm going to sit at a laptop and write, then I'm going to require tea to keep me there. Some Jaffa Cakes and Bourbon Creams wouldn't go amiss either.  

Music

Music is a powerful thing. It can have an impact on mental health, it can reduce stress, but on a more personal level, it shoots me into writing, in a way that nothing else does. I play music, I think of my book, and scenes play out in my head. If I'm struggling with a scene, and writer's block has me in its grip, then I can usually find my way out with music, especially when it's hand in hand with...

Walking

I put in my earphones and I walk the streets. The important thing is to be careful. I go early, and I stick to the areas that are populated. I look both ways before I cross the street too, and then I can lose myself in my imagination.

Notebook and Pen

This is my other cure for writer's block. If I've stalled on the white screen of a Word document, then switching to hard copy can make all the difference. Lined pages and a pen... It's the way to go. Also, it feeds my stationery addiction. I get to keep buying notebooks. 

Essentials

I'm a romance writer, so I can write with no more than a notebook and pen, or a blank computer document if I need to, but the things I've listed are comforts that make it a much more enjoyable way to do it. 

If you enjoyed reading this article, then take a look at some of my other posts or head on over to my website. 

New Cover

I published my erotic romance Protecting Their Heart quite a while ago now, and I'm working on the second book of the Lunar Falls series right now. 

However, the cover for Protecting Their Heart is a stand-alone cover, and I would like the series to tie together, so for my next paranormal romance book, the second, I'm changing the covers. 

Don't Judge a Book by Its Cover

I'm a romance writer and I write erotic romance novels. They're sexy and they show it. I mean, they're menage romances. There's no way they're not going to go into detail for the love scenes. 

I recently saw a post online, and they made a good point. If you're reading an erotic romance, maybe you don't want everyone on the train or bus or coffee shop or break room to know. It's nothing to be ashamed of. After all, as stated in Protecting Their Heart, it's about the relationships, not the number of partners, but there is such a thing as discretion, so I've kept that in mind with the new cover.

There are no half-naked men on the cover, though I do miss that. There's no sexy woman. Its a simple cover that doesn't announce to the world what you're reading. 

Budget

It's no secret that I'm a struggling writer. I have a day job, and I live on a strict budget. I don't have money to spare, so while I love being a romance writer, I just don't have hundreds of pounds to spend on the covers, so this one, I've made myself. 

It's not perfect. It might not appeal to everyone, but I'm never going to stop writing erotic romance so until I have money to spare, I'm making do. 

The Reveal

So, without further delay, here is the new cover. Flowers, hearts and inside: a story with two sexy wolf shifters and the woman who is theirs. 

Like I said, it might not be to everyone's taste, but it's mine, and it's part of the story now—part of Lunar Falls. 

If you enjoyed reading this post, please take a look at some of my other posts or visit my website for book extras. 

 

Meet Alice, Liam and Noah

 I'm working on an instalment for the Lunar Falls series. I'm trying to keep it short because it's an extra little story I hadn't planned on, but what can you do when the plot bunnies are stubborn? Nothing to do but write. Keep reading for a small introduction to the members of the Accalia wolf pack and the woman they want to claim. 

Alice Taylor

Alice has come to Lunar Falls looking for a safe place to live where she can earn money to work off an inherited debt. 

She's started waitressing in the diner alongside her new friend Sammie. (Does anyone remember Sammie?) She has no family left now. No siblings, no cousins. She's alone in the world. Although, not for much longer. 

She has long, red, curly hair, a wide smile, and a curvy body, and she's bright, lovely, and smart. She's an optimist and sees the good in people. 

Liam Sharpe

Liam is a wolf shifter and a member of the Accalia Wolf Pack. He owns a bar and he works all the time. 

He's pensive and professional. For a long time it was just him and his mother, and he was man of the house. His mother is remarried now, and his stepfather is great, but he shoulders the burden of responsibility. 

He's tall and handsome with auburn hair and tanned skin. 

Noah Brennan

He lives with Liam who is his best friend. As close as brothers. He owns a construction company.

Noah grew up in a loving home with his parents and his two sisters. he's stubborn and protective, and his nieces and nephews love him. He's focused and driven but has a cheekiness. 

Handsome with blond hair and stubble on his square jawline. He mostly wears jeans and t-shirts but can up his professional game when needed. 

Their Worlds Collide

These three characters are about to become connected in a way none of them could have prepared for. With a fiercely independent mate who is determined to stand on her own two feet and not rely on the security these two shifters offer, how will Liam and Noah convince her to take a chance on them? 

If you want to read more about these characters then keep your eye out for their book. The next in the Lunar Falls series. Also, if you would like to stay up to date on my writing then follow me on socials, take a look around this blog or visit my website. 

Fresh Start

 Christmas is over. New year is coming!

My search for an organised life is underway. My first step was to identify which part of my life to focus on at the beginning. Which part takes priority? Well, I think I found it. 

Where to Start?

General tidying is where I begin my mission. I basically live in one room. Not even a big room. This small space is my home and I have a lot of stuff. My belongings aren't at hoarders level, but I sew which comes with a lot of equipment and obviously, I own a lot of books. Not to mention notebooks, cooking equipment, shoes, makeup, clothes in general. It all fills that small area quickly. 

Christmas:

It's a wee bit early to be packing up Christmas, given that we've not even reached New Year yet, but even with this, I'm looking for order. Christmas jumpers boxed away together. Tree decorations together. Ornaments, candles, tinsel... everything has its own place even in storage. 

Books:

I love books and I own a lot of them, but this year, I'm planning to use my local library a lot more, to save myself buying them all the time. My books have different categories. 

There are the ones that I like to own and display on a bookshelf like a trophy - these are usually from my favourite authors like Nalini Singh, Kresley Cole, Johanna Lindsey and Gena Showalter. 

Then there are the favourites that I keep on my Kindle or reader, but I'll need them all. These are from authors like Eve Langlais, S.E. Smith, M.K. Eidem. 

I often buy Mills and Boon books from market stalls and charity shops because authors like Betty Neels, Emma Darcy and Patricia Wilson are often found there and I love them. 

There are the obvious classics that you have to own too. So I have my copies of Jane Austen's books, Jane Eyre, Wuthering Heights, and Little Women. They're also shelf trophies. 

That's my Keep-Forever collection. 

There are a lot of books on my TBR pile that I know I'll read once and not go back to but I've always kept them just in case. I'm trying to change that. Now I'm trying to clear my reading decks of these books. Here's how:

• Local Library: The library in my area has an ebook app that supplies books I can easily read on my phone or tablet. And if I'm feeling in the mood for a hard copy, the nearest library is a ten-minute walk. 
• Get Rid: Sometimes when it comes to disposing of books I won't read, I just haven't found the ruthlessness, but this year that changes. Or at least, it changes a little bit. I've already started passing them on to friends. I'll donate to charity shops, and I've found an app where I can sell some. Not for much, but at least it helps me feel like I'm not just discarding them. 
• TBR: I own a lot of books I haven't read. It will make such a difference if I can make my way down this pile, which is in fact, many piles. 

Hobbies

I'm a crafter, particularly sewing and knitting; supplies can take over any empty space. I've started using toolboxes for tools of the trade. I've got tubs for works in progress. Bags for projects. Baskets of wool. But the main way to reduce the crafting chaos will be to use the materials and fabrics that I already own. Make them into clothes. 

Which brings me to...

Clothing and Makeup

I have a lot of clothes. And a lot of shoes. And a lot of makeup. Through 2025, I need to buy less. I could try selling some of what I own or that I've outgrown, but I've tried that through one of the clothes-selling apps and it was like a full-time job that made me very little money. I would post a belt for sale and people would try and haggle it down to a pound, then to send it, the nearest place was a five-minute drive away. With petrol prices, I'm pretty sure that ended up costing me money. 

So I'll try and buy less, try and make some from my fabric stash. I'll use the makeup I own. Utilize what I have. 

Office

I don't have an office. I have a laptop and a tablet and a phone and an epic stationery collection. That's my office. But it's spread everywhere, there is no order to it, so for the next year, I'll dedicate a section to writing. That's my goal. Even if it's a box or a case or the corner of the dining table. 

And so it Begins

Those areas are my initial starting point. That's the mess that needs order, and I have to find that order around my family, general housework, cooking dinner, the day job and writing. So... I'm going to be busy. 

The trick will be to stay motivated throughout sleepless nights (because I have a baby) and get my s*#t  together when I'd rather sit and watch Teen Wolf for the 6th time. It's my ultimate hobby. 

Getting my belongings in order is where it all starts. It's my January. 

If you liked reading this blog then take a look at some other posts or follow my Resolution journey on my website.